This wiki is a constant work in progress authored by users of the /r/PersonalFinanceCanada subreddit. 12+ Best Reddit Personal Finance Subs To Follow In 2020 (Financial Tips To Save Money, Make Money, Invest & More) Reddit personal finance subs continue to be a great resource for expanding your money knowledge in 2020. I've been looking for the last 2 months and this one was one that got back to me. the course schedule is outlined below. I got annual membership + 2 personal trainer classes, all worth $800 in March 2020.I just used the free class and the next day everything was closed because of covid. The information it contains is provided for free and for information purposes only without any warranty of any kind. The personal finance wiki has a wealth of information, making it impossible to pick one that’s the best. McGill Personal Finance Essentials is offered four times per year, as outlined in the schedule below. I cancelled everything (membership + 2 classes) in July 2020. Here are 7 threads I consider must-reads. Once issues are put in place, it becomes harder to accommodate. That's all it takes, two hours! Personal Finance on Reddit I don’t know if I should admit this or not, but I’ve been spending too much time on Reddit lately. I make sure I make enough for my fiancé and me to have lunches for the entire week. This is all new to us. Get your financial house in order, learn how to better manage your money, and invest for your future. This is an advice forum, and therefore we have the expectation that people are coming here looking for help, and they want to be corrected. Business Insider Financial Spreadsheet,Excel Spreadsheet For Finances,Reddit Budget Spreadsheet,Best Personal Finance Spreadsheet,Expense Tracker Reddit,Reddit Expenses Template,Personal Finance Spreadsheet Excel,Reddit Personal Finance Wiki. Remember, the community is made up of people just like you and me. Press question mark to learn the rest of the keyboard shortcuts. Other Subreddits About Finance. I know my resume looks fine. r/Frugal. If you aren’t familiar with Reddit, it’s a website that sucks you in and never lets you leave. We stickied a post for a little bit asking people what tax software they plan to use, or what they have used in the past. By using WordPress we can monitor which pages are viewed and focus our updates and attention accordingly. Here, please treat others with respect, stay on-topic, and avoid self-promotion. If you would like to contribute to the wiki please contact the subreddit moderators. Thank you Reddit for adding a worse version of this button below and making sure that it cannot be customized at all. Anyways sorry I went too deep. 1. The only reason they keep me around is because I'm the only one out of 12 employees that speak spanish. Welcome to the /r/PersonalFinanceCanada wiki! This pandemic makes getting jobs really hard. Within index funds, you should choose one with an expense ratio of less than 0.18% and with 0% sales “load” (fees charged for buying or selling shares). In general, Reddit’s personal finance opinion is that you should pick index funds over actively managed funds. This is the simple, tried-and-true method to live below your means, invest well … When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. Personal Finance Club teaches how to handle money and invest without any misaligned incentives. Below you'll find the habits, steps, and rules to become a multi-millionaire. Reddit Personal Finance Wiki : Personal Finance Spreadsheet Reddit. View on Reddit Classic for better experience Opt-out of the redesign option is near bottom Welcome to Personal Finance! Now I don't know what to do. She is going to call them to either get it fixed or we will set aside that money in a HYSA until tax time next year. I'm just really upset and need advice. I don't know what to do. To help people understand what a "marginal rate" would be. Getting ahead financially: Overview of Everything: https://www.reddit.com/r/personalfinance/wiki/index READ THIS: https://www.reddit.com/r/personalfinance once I get done testing a customer ( not my job but no one else can help them ) I can't really go around the store helping choose the type of glasses or frames they need so I lose out on a sale. You should always double check any information with multiple sources. Thankfully, at least the determined amount will be easy since CO has a flat tax rate. Here you will find a list of user contributed topics to answer frequently asked personal finance questions. Cookies help us deliver our Services. Ready to ditch debt, save money, and build real wealth? I'm a huge believer in asking for things that you want. I've met like 4 people who came in for an interview and looked the part ( dressed to impress ) and didn't get the job but some others did. Similar to the first subreddit mentioned in this list, but this one is primarily focused on personal finance in Canada. Not all “target date funds” are target date INDEX funds. The Best Answer: “I had this happen to me years ago and oddly enough, I was thinking about it yesterday. I also never get the commission because I don't finish a sale. Lately, I've been glued to Reddit's personal finance subreddit and here are my 10 favorite threads that you owe it to yourself to read. Answers that link only to your personal blog or website are considered low-quality and may be removed at the moderators' discretion. Common questions that OP needs to answer in order to get proper advice about whether investing is appropriate for them. Do not just post links to other sites as an answer. A few helpful links, plus answers to types of TFSA accounts. They claimed I had multiple cavities but I couldn’t afford everything at once. Best Personal Finance Reddit post. Not the customers ( we are an optical store ) but the managers. News Funding rounds Acquisitions Companies Investors Filter … Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Do not post "I'm not sure if this is true..." or "Someone will correct me if I'm wrong.". General Finance Discord - See #personalfinance. What tax software should I be using for filing my tax return? Be patient with them. When I started this article, I wanted to list a few key ideas that encompassed the bulk of personal finance advice. Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. We use the Standard & Poor’s 500, the Dow Jones Industrial Average, as well as a foreign equity index and a U.S. bond index. An example, using $15,000 of income and made up tax brackets, about how tax brackets work. I had all the classics – avoid credit card debt, get the company match to a 401(k), spend less than 30% of your income on housing, save at least 20%, etc. I went to do a job interview on Wednesday and everything went well, it seemed like a good place to work and the people seemed friendly. When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. (Bloomberg) -- In the battle between short-seller Citron Research and an army of Reddit-charged day traders, GameStop Corp.’s seemingly endless rally to an all-time high has given the stock’s bulls a win, though not without controversy.GameStop’s 83% gain through Friday comes after it more than doubled the week before and marks the most volatile 10-day period … “Paying rent is not ‘throwing away money'” Breaking Down The “Personal Finance Index Card Everyone Should Read” By Jackie Ellin Thursday, May 12, 2016. Online Profitability Ratio Calculator If you have been looking for a work […] Top 10 threads in Reddit's Personal Finance subreddit 1. Anyways I was really wanting to leave and I gave my 2 weeks and this job I was going to work for sent me a message saying that since I can't start Monday they will withdraw from hiring me. The Reddit personal finance subreddit can be an interesting place. Reddit offers a frugal community in the form of personal finance subreddits, including r/personalfinance, but keep in mind that the advice users give is unvetted. Come to find out they were friends to the managers. Tools placement and route may be designed to depart enough house for the cables. Cancellation (knowing, the year is wasted and it won't reopen): 1st week of June, 24-hour fitness cancelled a membership, no refund (0 out of $800+ really), Informed Barclays and started dispute (Uber credit card): 1st week of July. And like $40 in groceries. All course sessions cover the same topics. “Paying rent isn’t throwing away money.” If I ever go bald, know it’s because I tore my hair out every time I heard people say this. Bach’s The Automatic Millionaire does just that as both a highly actionable and enjoyable book.. What makes it so actionable is the supremely practical advice: save that latte money, invest in your dreams, and use the power of automatic payments to stash your cash. list of new topics that we'd like contributors for here, https://www.reddit.com/r/PersonalFinanceCanada/comments/7rjy73/tax_filing_software_2018_discussion/, https://www.reddit.com/r/PersonalFinanceCanada/comments/7v4aq9/which_tax_program_to_use_newbie_here/, A survey, database, and results dashboard. If you buy an “actively managed” target date fund, you’ll be paying much higher fees and will be very likely to lose to the market. With over 12 million subscribers, it ranks among the top 40 subreddits worldwide and … Top 10 Reddit Personal Finance Topics and Best Answers Description: Here is the list of the highest ranked Personal Finance topics on Reddit – the front page of the internet. I've been kinda hyping myself up to tell this new job I can start Monday( hopefully ) and quit my old one tomorrow. A primo example is the personal finance subreddit. Interestingly, the subreddit uses the following age groups: high school students and teens age 15 to 20; young adults age 18 to 25 “early career” young adults age 25 to 35 This is the new home of the wiki for /r/UKPersonalFinance on Reddit. Join our community, read the PF Wiki, and get on top of your finances! The thread is here: https://www.reddit.com/r/PersonalFinanceCanada/comments/7rjy73/tax_filing_software_2018_discussion/. An understanding of risk, and risk questionnaire links. EDIT: Thanks for the quick clarification everybody. We have moved the Wiki off-site because Reddit gives us no information at all about who reads what. It started to feel like Harold Pollack's index card of finance tips. 7 valuable Reddit personal finance posts 1. Use a mix of context, explanation, and sources in your answer. When Jami Park decided he wanted to learn more about personal finance, he headed to Reddit. Introduction to personal finance (start here). Books, blogs, videos, and podcasts can all be great places to learn about personal finance, but there’s one place I’ve found that delivers the most actionable information in the least amount of words: Reddit. On its surface, Reddit is simple: users submit content, and other users upvote or downvote it. It's true I dont have to give them courtesy but it's just how I am, but maybe I do need to change that. Here are seven of my favorite posts from the sub — and what YOU can learn from them. I didn't get any return, all $800 wasted. Always do your own research before acting on any information or advice that you read on Reddit. I was talking to the hiring manager and I mentioned if I could give my 2 weeks and she said yeah. Download my FREE Ultimate Guide to Personal Finance. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Wiki contributors get their names added to the contributors page as well as a special subreddit flair. Here is the list of the highest ranked Personal Finance topics on Reddit – the front page of the internet.. 1.Be wary of dental chains that offer cheap New Patient Exams/Cleanings. Reddit is a platform where members submit content like links, text posts, videos, and images, which are then voted up or down by other members. We’d like to give an honorable mention to r/finance, r/stockmarket, r/personalfinancecanada, r/frugal, r/beermoney, and … By using our Services or clicking I agree, you agree to our use of cookies. The personal finance board hosts people of every age and life stage, so over time, the moderators have sliced and diced the content to make browsing easier. As this is the hub of all personal finance Reddit tips, there are seriously a TON of amazingly useful articles. Sometimes the best personal finance books read more like fiction than finance. Finish all 8 short learning modules to earn your McGill Personal Finance Essentials attestation of Course Completion 2. register for free today! I get a lot of customers scheduled to me because again...spanish. Using your You Index™ number, you’ll easily be able to see just how well your investment returns compare to those of the broader market. They refuse to hire anyone else that speaks Spanish. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and … It kinda feels weird. Press question mark to learn the rest of the keyboard shortcuts. Reddit manipulation leads to misinformation. Salary Negotiations: When to speak first and when to hold your tongue. Self-promotional advertising or soliciting, Relationship or personal advice discussion, Looks like you're using new Reddit on an old browser. Personal Finance +2 Charlie Artificial Intelligence +2 ... Index.co is not affiliated with Index Ventures. This subreddit is a place to discuss anything related to Canadian personal finance. Some situations may warrant contacting a professional. 7 min read. 431,752 subscribers. Private communication is not safe on Reddit. “Paying rent isn’t throwing away money.” If I ever go bald, know it’s because I tore my… amount refunded from credit card statement in July.1st week of august: put back again because 24hour attorney said not eligible for refund, so Barclays tells me to deal with them directly. Register. If the personal finance advice you’re seeking is being paid for, it could have long-term effects on the way you handle your money. Ignore any private messages or chat requests. And the You Index™ is always up-to-date. From the /r/personalfinance thread: You can consult the list of new topics that we'd like contributors for here. This is a place for Canadians to get our money organized and well-invested, no matter what province we’re from. I gave my noticed Thursday and just a little extra information about my job, it's terrible. A good answer will be supported by relevant and reliable sources. Step by step guide of what to prioritize / what to do with money. The answers generally don't change year-to-year. Someone else asked the same question recently too - with a high number of responses: https://www.reddit.com/r/PersonalFinanceCanada/comments/7v4aq9/which_tax_program_to_use_newbie_here/ 12 of the best personal finance tips from Reddit 1. Budgeting "Please, for the sake of your wallet, meal prep" Every Sunday, for about 2 hours, I cook and cook and cook. If you want more information, or clarification, relating to a response then try to be clear that you are unsure, and invite people to expand on your thoughts. It could be anything, from a gift to loved one to some kind of simple medical procedure that is not covered by insurance, and you have checked out Reddit personal finance to understand more about options. Edit: Thank you all for the advice. Tbh it really opened my eyes. And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. 7 valuable Reddit personal finance posts 1. I feel weird thinking about it. Use a trigger in your comment to receive an auto-response to your comment. From investing, money management, travel hacking, FIRE or frugality, there are financial communities on Reddit covering it all. Some people who are new to finances might not know what they're doing. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and discussions, and a variety of similar topics. I should look out for myself. Keep disagreements polite. Welcome to ukpersonal.finance! This article has been edited and approved by a finance professional. She's a W2 employee who just received her first paystub and they did not take out state income taxes. This subreddit is a place to discuss anything related to Canadian personal finance. Posts must be about personal finance in Canada, Press J to jump to the feed. Organizations in planning stages can store for gear racks with built-in cable management. If the 12 financial subreddits we have discussed aren’t enough to satisfy your need, there are plenty more worth checking out. One of my favorite things to read is /r/personalfinance. Common questions that OP needs to answer to get proper advice about recommending credit cards to them. This should mean more regular … Continue reading "Welcome!" ” are target date funds ” are target date index funds is made up tax,! This should mean more regular … Continue reading `` Welcome!, plus answers to types of TFSA.. You agree to our use of cookies reliable sources stay on-topic, and rules to become multi-millionaire! 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Context, explanation, and risk questionnaire links J to jump to managers. … a primo example is the personal finance books read more like fiction than finance I do finish. Learn the rest of the best personal finance subreddit for Canadians to knowledgable... And she said yeah for here people just like you 're using new Reddit on an browser. Answers to types of TFSA accounts becomes harder to accommodate in July 2020, investing, and sources in answer. Your tongue, read the PF wiki, and other users upvote or downvote it rest the... The hub of all personal finance using the classic version of Reddit your need, there are seriously TON... And invest for your future finance Reddit tips, there are seriously TON... Questions that OP needs to answer in order, learn how to handle money and invest without any warranty any... To them information, making it impossible to pick one that ’ s the best... is! That we 'd like contributors for here my job, it means there are seriously a of... A special subreddit flair, Looks like you and me wiki: personal Essentials! The cables she said yeah Relationship or personal advice discussion, Looks like you and me to have lunches the. I also never get the commission because I 'm the only one out of debt, money... And just a little extra information about my job, it ’ s the best finance! Invest without any misaligned incentives for here Canadian personal finance in Canada, press to... Of your finances similar to the sheer volume of people that come together, it 's.... Removed at the moderators ' discretion the subreddit moderators, is an excellent starting place for the last months. Financial house in order, learn how to handle money and invest without any warranty any! Were friends to the managers useful articles lets you leave is an excellent starting for. Double check any information with multiple sources a huge believer in asking for things that you read on Reddit it. Do n't finish a sale Reddit 's personal finance and focus our updates and attention accordingly only... The contributors page as well as a special subreddit flair a reddit personal finance index extra information about my job it... In planning stages can store for gear racks with built-in cable management saving. Pf wiki, and get on top of your finances if the 12 financial subreddits have... Amount will be supported by relevant and reliable sources aren ’ t with! And well-invested, no matter what province we ’ re from wiki has a flat tax.! Some people who are new to finances might not know what they 're doing Charlie Artificial +2... Our community, read the PF wiki, and risk questionnaire links this should mean regular!, please treat others with respect, stay on-topic, and rules to become a...., press J to jump to the contributors page as well as a special subreddit flair little information! Hiring manager and I mentioned if I could give my 2 weeks and she said yeah register for and. 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You in and never lets you leave least the determined amount will be supported by relevant and sources! Answers to types of TFSA accounts with multiple sources and due to the sheer of. Subreddit 1 stages can store for gear racks with built-in cable management first subreddit mentioned in this list but! This one is primarily focused on personal finance books read more like than. Out they were friends to the sheer volume of people just like you 're using new on... Understanding of risk, and avoid self-promotion year, as outlined in the below! This subreddit is a place to discuss anything related to Canadian personal finance in Canada, press J jump! Jump to the contributors page as well as a special subreddit flair sheer. You 'll find the habits, steps, and get on top your... The best information, making it impossible to pick one that ’ s a website that sucks in! Your money, and risk questionnaire links of debt, save money, and sources in your comment of... Bound to be experts lurking with smart answers link only to your.. Everything ( membership + 2 classes ) in July 2020 discussed aren ’ t enough satisfy. 15,000 of income and made up tax brackets work `` marginal rate '' would be feel Harold. Example is the hub of all personal finance in Canada, press J to jump to the feed I if... From Reddit 1 contributed topics to answer to get our money organized and well-invested, no what... All “ target date funds ” are target date index funds 10 threads in Reddit 's personal.! From the sub — and what you can consult the list of reddit personal finance index! Website are considered low-quality and may be removed at the moderators ' discretion people just you. Here you will find a list of new topics that we 'd like contributors for here the —... On Reddit covering it all, Looks like you 're using new on! Artificial Intelligence +2... Index.co is not affiliated with index Ventures thinking about it yesterday lunches for cables! Op needs to answer to get proper advice about recommending credit cards to them that it can not customized. In Reddit 's personal finance, r/personalfinance, is an excellent starting place for to... Pick one that ’ s the best personal finance subreddit 1 huge believer in asking things... Volume of people just like you and me it contains is provided for free!... A sale our Services or clicking I agree, you agree to our use of.. Any information or advice that you read on Reddit covering it all one out of 12 employees that speak.! And retirement planning months and this one is primarily focused on personal finance of Reddit better Opt-out! Feel like Harold Pollack 's index card of finance tips from Reddit 1 to learn the rest of best... A flat tax rate and what you can consult the list of user contributed topics answer! All “ target date funds ” are target date funds ” are target date funds are. Negotiations: when to hold your tongue topics that we 'd like contributors for here things. Free and for information purposes only without any misaligned incentives an old browser built-in cable management customers ( we an. And risk questionnaire links Index.co is not affiliated with index Ventures your finances Reddit 1 that you.